Self-insurance is a unique program in which the employer provides workers’ compensation benefits to injured workers. In Washington State, the Department of Labor & Industries (L&I) oversees the provision of benefits by the self-insurer to ensure compliance with rules and regulations. Self-insured employers must meet the L&I's requirements for financial strength to ensure that workers’ compensation obligations can be met. Other requirements also apply. Read the L&I Employers' Guide to Self-Insurance in Washington State for more information.
L&I also provides an overview of self-insurance on its website.